While horse event insurance coverage may not be high on your list of priorities, it does provide you with a safety net if something does go wrong. Chances are that your event will go smoothly, but if it doesn’t and you didn’t purchase horse event insurance, the costs to you and your business can be catastrophic.
What Could Happen
You own and operate a stable where you train horses and teach riding. It is time for your students to show off their equestrian skills and you have spent countless hours and much of your hard-earned cash in putting the show together. People have already started showing up and it looks like you’re going to have a great turnout. Everything came together extremely well, but when one of your hands somehow falls out of a loft everything goes downhill. A couple of the horses get spooked and another horse bucks off the child that was riding him. The little girl ends up with bruises and a broken arm. Of course, since we live in a litigious age, her parents sue you. Without special horse event insurance, the liability costs could very well ruin your business.
Horse Event Insurance Can Make a Dramatic Difference
Being covered under horse event insurance will not only protect you in case of an accident, but will also allow you to relax and concentrate on showing off your business in the best possible light. Of course, you will make sure that you have covered every possible contingency in order to keep your employees and your guests as safe as you can. There are a number of insurance companies that offer horse event insurance, but Harbin Equine and Farm Agency pride themselves on writing policies that cover your unique needs. Do not let the fact that you assumed your event would go smoothly destroy your business.
