Why Should You Have a Fifth Wheel Extended Warranty Policy? Nov06

Why Should You Have a Fifth Wheel Extended Warranty Policy?...

If you’re considering a fifth wheel RV in the near future, there are some finer points you must research before making a final commitment where your finances or the vehicle are concerned. One of the things you must be aware of is buying a fifth wheel extended warranty policy because it has a multitude of benefits for those who are prudent enough to purchase one. What Are the Benefits of Having a Fifth Wheel Extended Warranty Policy? When you purchase a fifth wheel with an extended warranty policy, you ensure you are protected and covered for well after the period of time at which your manufacturer’s warranty expires. The reality is a lot of claims on fifth wheel RVs are made after this period of time so it makes sense to prepare for the worst case scenario well in advance by having additional coverage for the parts and labor on your fifth wheel RV. Where Can I Purchase a Fifth Wheel Extended Warranty? Once you decide to purchase a fifth wheel extended warranty policy, you need to find someone who can sell you the policy for your RV. Because this is such a highly specialized type of warranty, a cursory Internet search should quickly reveal reputable third parties that can provide this kind of service. Make sure the company has a background in this type of insurance before buying a policy from them. For more information on fifth wheel extended warranties and where to purchase them, contact Good Sam Auto and RV via their website today. Be the first to like. Like...

Saving Money on Auto Insurance Monterey-Understanding the Underwriting and Rating Process Oct25

Saving Money on Auto Insurance Monterey-Understanding the Underwriting and Rating Process...

Auto insurance doesn’t come cheap and yet most Americans are required by law to have it. When the time comes to purchase or renew an auto insurance policy, there are certain things drivers can do to save money. The first thing a driver must understand about insurance is how insurers underwrite a policy and the second is how you are rated. Having this information can help you save on auto insurance Monterey. Underwriting is a process in which an insurance company assesses your risk of an accident. They then group you with other applicants with similar risks before deciding whether or not to offer you a policy. If you are accepted, you are given a rating and this determines how much you will pay for insurance. The rating is based on what the insurer believes it will cost their company to assume financial responsibility for you when you are behind the wheel. Underwriters use information provided on a driver’s application to determine whether or not coverage should be offered. Not only will the driving record be looked at, the company also looks at personal characteristics to project future claims. Age and gender are two of these characteristics that unfortunately cannot be controlled. Geographical location and vehicle usage can be controlled to some extent and these factors play a role in the underwriting process. Factors that can be controlled include the make and model of the car to be insured, marital status and employment history. As a group, those who are married tend to file fewer auto insurance Monterey claims and the same is true for those who have been employed at the same place for an extended period of time. Rating also plays a role in what you pay for auto insurance Monterey. Each...

Reliable Automotive Insurance Company Will Meet Your Specific Needs Mar15

Reliable Automotive Insurance Company Will Meet Your Specific Needs...

Have you purchased a vehicle recently? If so, then you know that the next step is finding insurance for your car. All vehicles must be covered by some form of insurance because it’s mandatory by law. If your car isn’t insured, you can risk receiving a hefty fine. Also keep in mind, that if your vehicle is involved in a car accident, and you aren’t insured, you can face a financial burden of repairing the vehicle out of pocket. Therefore, it’s important to get insurance on your car as soon as possible. Whether you require full or liability insurance coverage, you can find a reliable automotive insurance company in Suffolk County, NY such as Ginsberg Agency that will meet your specific needs. Auto Insurance Brokers Can Help When it comes to an automotive insurance company in Suffolk County NY, their insurance agents work hard in finding the correct insurance coverage for your precise requirements. An insurance company that offers an extensive network of insurance providers to guarantee you get the best option and rate for your vehicle is a company you can rely on. Insurance agents have the experience and broad knowledge of all auto insurance policies. This allows agents to be able to provide you with reliable coverage. An insurance broker takes the time to listen to your specific insurance needs for your vehicle. Your agent is dedicated in finding the right solution so you can rest at ease in knowing your automobile has the proper coverage. Their main priority is meeting your insurance specifications and finding a policy that meets your budget. Affordable Automobile Insurance Affordable automobile insurance isn’t hard to find when you turn to a reputable, licensed insurance company. When you want auto insurance options, exceptional services, competitive rates, and...

What is Dealer’s Open Lot Insurance? Feb14

What is Dealer’s Open Lot Insurance?...

Dealers open lot insurance, also known by the name auto physical damage coverage, is a type of insurance that provides coverage in case of physical damage for auto lot dealers. In other words, when you have cars parked on your lot to sell, there is always the chance that those cars could be physically damaged in some way. So, how do you cover your cars and your lot? You purchase dealers open lot insurance through the Boardwalk Insurance Group. If you aren’t sure exactly what that covers, read on below to find out more. What is Usually Covered? While the amount of coverage may depend on the area you live in and the insurance company you choose to buy the insurance through, below you can find a few of the things that are usually covered. This is usually split into two parts, so the amount of coverage is up to you as the dealership. Collision coverage is said to pay for the car being overturned or if it has collided with another object. Losses that can occur other than collision are different from policy to policy in most cases. It’s best to consult the insurance company about the specifics. The coverage of fire and theft will cover a car that is covered or equipment that is covered if it is stolen, struck by lightning or destroyed in an explosion. False pretense coverage covers things that happen to the cars under false pretense. The best way to determine the type of dealer’s lot insurance that is right for your dealership is to get in contact with an insurance company such as Boardwalk Insurance Group. They will explain your options and answer all of the questions that you may still have after looking through the policies....

Three Coverage Options Offered By Insurance Companies In Wichita KS That Every Business Owner Should Have Feb12

Three Coverage Options Offered By Insurance Companies In Wichita KS That Every Business Owner Should Have...

It is impossible for a business owner to plan for everything that may occur during the day to day operations of an organization, but there are a variety of insurance policies that will provide peace of mind and keep a company protected from financial devastation and the fall out resulting from litigation. Most entrepreneurs are surprised to see how affordable quality coverage is, and the many benefits associated. Here is a quick look at three types of policies every business owner should have. General Liability Insurance Companies that rely on a brick and mortar presence that is accessible to the general public are at risk for litigation if an individual becomes injured while on company property or while using their products. Rather than bearing the financial stress associated with an incident, consider purchasing a general liability policy. Liability policies are designed to offer protection by paying for the cost of any lawsuits or judgments that may arise, preventing financial devastation in the event of a tragedy. Workers’ Compensation Insurance When an employee sustains an injury on the job, their employer is responsible for the cost of any treatment they may require, as well as for any wages they may lose as a result. Something as small as a broken bone may end up creating thousands of dollars in medical expenses, not to mention the employee’s ability to sue for any mental or physical anguish they may have suffered. Workers’ compensation insurance covers the cost of medical bills, lost wages, and any judgments that may result. Vehicle Fleet Coverage For some companies, the vehicles they use for their day to day operations are the heart of the organization. The problem is that the cost of commercial vehicle insurance is often astronomical, leaving a company with...

Three Ways To Save Money On Auto Insurance In Austin TX Dec19

Three Ways To Save Money On Auto Insurance In Austin TX...

Individuals often complain about the high cost of insurance for their vehicles. While this type of insurance can be expensive, there are various ways that individuals can save money when purchasing their auto policies. Read the information below to learn three ways that car owners can save money when purchasing Auto Insurance in Austin TX. Raise Deductible Amounts Individuals who have collision or comprehensive insurance and then file a claim have a set amount they have to spend upfront before the insurance pays. This set amount is known as a deductible and individuals who have a higher deductible amount will pay lower premiums each month. Individuals who have an emergency fund set aside might want to consider raising their deductible amount if they can afford to, so they’ll have a lower insurance bill to pay. Individuals can speak with an auto insurance agent to find out the difference in their premium amount when they opt for a higher deductible. Install Car Safety Features It’s also possible for individuals to save money on their vehicle insurance when they install various safety features. A car alarm can keep thieves from stealing the vehicle, and car owners who have an alarm installed will be eligible for safety discounts. Other car features that can save individuals money include anti-lock brakes, air bags, and automatic seat belts. Individuals should tell their insurance agent about any type of safety feature that’s on their vehicle. Bundle Insurance Policies Car owners who have more than one vehicle can save money if they have both vehicles insured by the same insurance company. This is known as a multiple vehicle discounts and individuals who own only one vehicle can also save money by bundling other types of insurance. Individuals who have a homeowners or...