Things You Need to Know about Chapter 13 Bankruptcy Sep11

Things You Need to Know about Chapter 13 Bankruptcy...

If filing bankruptcy is a consideration for you, you are undoubtedly having a hard time managing your current debt. Filing bankruptcy can be intimidating. Here are a few things you need to know about filing Chapter 13 in Valdosta. Chapter 13 doesn’t Make Your Debt Disappear There is no bankruptcy program that will simply make all your debt go away. Chapter 13 in Valdosta is designed for those who have a problem with the immediate payment of the debt and not with income. Also known as the Wage Earner’s Bankruptcy, this type of bankruptcy doesn’t require the liquidation of all assets. In fact, you may even be able to keep your home if you’re able to keep up with the payment terms. This is the biggest difference between Chapter 13 and seven bankruptcies. There are Limits There is a limit to the debt you can have to be eligible for Chapter 13 filing. Your unsecured debts must be less than $394,725.00. Unsecured debt can include things such as credit cards and installment loans. The secured debt must not surpass $1,184,200.00. This type of debt includes mortgages and auto loans. If you have debt that surpasses these numbers, you will need to speak with your bankruptcy attorney regarding options that may be available to you. Bankruptcy Offers a Fresh Start Chapter 13 bankruptcy allows you to pay your debt over time. Many people think of bankruptcy as a last resort and effectively the end of their creditworthiness. This could not be further from the truth. Bankruptcy is your legal chance to pay what you owe on easier terms and build your credit up once again. If you have questions regarding your financial situation and you’re wondering if filing Chapter 13 is the best option for...

Obtaining a Divorce Lawyer in Mt. Sinai, NY Is Critical to Achieve a Positive Outcome Sep10

Obtaining a Divorce Lawyer in Mt. Sinai, NY Is Critical to Achieve a Positive Outcome...

A divorce lawyer in Mt. Sinai, NY is a critical tool in order to achieve the outcome you desire from a divorce or separation. Whether you are going through an amicable divorce or one that requires mediation, having a skilled and caring divorce lawyer will help you protect your loved ones, your life’s work and your investments. Why a Divorce Lawyer? Many people have an aversion to consulting with lawyers. If they are separating amicably, it is usually the last thing they want to bring into the situation. However, a caring and fair divorce lawyer is the best way to keep the lines of communication open, understandable, and fair to ensure that the best possible outcome is obtained. A divorce lawyer will work to bring your separation or divorce to an equitable resolution. A dedicated divorce lawyer will see to many issues. • Custody • Alimony • Divorce • Prenuptials • Orders of Protection • Property Division • Equitable Distribution Even if the separation is pleasant for both parties, the dynamics can change when there are more people involved in the lives of both parties, such as children and minors. Other individuals offer more opportunity for a single person’s needs to get lost in the changing family dynamics. A divorce lawyer can really help in the final outcome. You Don’t Have to Handle This Alone When you’re going through a divorce, you are experiencing a major change in your prior familial situation. These can be some of the most trying situations of your life, and you don’t have to go through them alone. A divorce lawyer can be your friend in this process. You need someone who can navigate with you through this complicated time. Please browse our website to find the caring help...

A Family Lawyer in Jefferson County MO Petitions the Court to End or Modify Spousal Support Sep04

A Family Lawyer in Jefferson County MO Petitions the Court to End or Modify Spousal Support...

Spousal support, traditionally called alimony, requires a person to pay a certain amount of money to an ex-spouse on a regular basis. It usually is requested by a lawyer and client when this client earns substantially less money than the other spouse. Often, spousal support is intended to be temporary until the person can become more financially secure. A Family Lawyer in Jefferson County MO may help with the termination of these support payments. Types of Arrangements Some support arrangements have an end date built in right from the start. If not, payments typically end if the recipient gets married or the payer retires. But this must be stipulated in court documents. It is not a legal requirement under state regulations, even if this seems unfair to the person making payments. The arrangement may include a review date, at which time the situation is revisited by the two individuals and their attorneys. Still other arrangements continue until the two ex-partners agree it’s time for the payments to stop. If the person receiving the payments refuses this request from the ex-spouse, that individual must ask the court to make a decision. This is usually done with representation by a Family Lawyer in Jefferson County MO. Reasons to Request Termination The person making payments might request an end to the arrangement if he or she has experienced a significant drop in income. The request might come about from the payer, through representation by an organization like Wegmann Law Firm, if the recipient has moved in with a romantic partner or has acquired a well-paying job. Support Modification Modification of support may be a possibility as well. A judge sometimes allows this if the payer no longer makes the same level of income, and if he or...

Experienced Criminal Attorney in Mount Vernon, WA for all of your Criminal Law Needs Sep04

Experienced Criminal Attorney in Mount Vernon, WA for all of your Criminal Law Needs...

If you find yourself in a situation where you need a criminal attorney, it’s important to choose the best. It may be that you are being charged with a criminal act, or it could be you are the victim of a criminal act. Either way, the first action to take is to hire the best lawyer to represent you. What can a Criminal Attorney Offer? The criminal attorney in Mount Vernon, WA offers a variety of services when it comes to criminal law services. They represent clients in many ways, from minor cases to felony cases. Examples of services include forgery, fraud, DUI, assault, homicide, vehicular homicide, vehicular assault, domestic violence, and much more. Being charged with a criminal offense is very serious. Even though the minor charges do not have dire consequences, they do stay on your record and could potentially harm your chances when trying to get a job, participate in certain activities, or buy certain items depending on the nature of the charge. If you are a victim of a criminal act, it is important to get the compensation that you deserve. You may deserve compensation for pain and suffering, medical costs, and lost wages. The pile of debt and lost wages can be enough to send some in a downward financial spiral. It is not fair to suffer because of someone else’s negligence or undesirable actions. This is where a criminal attorney comes in to make sure you get the appropriate compensation. Why Hire a Criminal Attorney? Hiring an experienced criminal lawyer, such as Corbin T. Volluz, to handle your case is important. It’s scary to be charged or to be the victim. The general public, besides those who work in the court system, does not understand all of the...

Reminders From Car Accident Attorneys in Fort Collins Aug31

Reminders From Car Accident Attorneys in Fort Collins...

Car accidents happen every day. Events of this type often change the lives of the people involved. It is not always a matter of just fixing the vehicle and moving on. Many people spend years in physical therapy, struggle with financial worries because of medical costs or lose their careers. Some people even have flashbacks or nightmares that make it nearly impossible to get back behind the wheel. There are some details that car accident attorneys in Fort Collins want accident victims to know. Time is Limited Colorado has a three-year statute of limitations for car accident cases. People that want to wait until their injuries heal or when they feel stronger could lose out on their legal rights. Memories and evidence disappear even faster. Paperwork gets lost and people can forget to include some of their previous expenses. The best court cases include plenty of documentation of the accident as well as witness statements from when the event was fresh in the minds of everyone involved. Insurance is Unreliable Insurance companies give people some protection, but to stay profitable they pay out as little as possible. Victims may receive much less than what they deserve and this leads to vehicles that never get fixed, medical bills left unpaid and no compensation for lost work or pain and suffering. Only in rare cases do people get the amount they deserve without legal help. Compensation is Available The law allows people to get compensation for physical and emotional suffering, the loss of income and the loss of enjoyment of hobbies and other life events. Car accident attorneys in Fort Collins make certain that the settlement also covers any damaged property from inside the vehicle, any injuries to passengers and for any accessibility accommodations made to...

3 Things You Need to Know about Lemon Laws Aug29

3 Things You Need to Know about Lemon Laws...

If you have bought a used car and are now experiencing issues, you might be worrying about your rights. After all, cars are expensive today and if you were sold a lemon you might have to get a whole new car. But here is what you should understand about your rights and the regulations regarding Lemon Laws: 1. There Should Be Substantial Defects Not Covered by Warranty A simple dent or scratch in the paint is not enough. There usually needs to be more damage. This often includes things like the engine or motor not running correctly. 2. The Defects Should Occur Within a Certain Period of Buying the Car Certain areas have time periods that apply to whether or not you can be eligible for compensation or refunds based on the Lemon Law. For instance with the Massachusetts Lemon Law used car sales have unique time periods that apply compared to California or New York. Knowing your state’s Lemon Laws is crucial to making sure you don’t get duped. 3. You Have the Right to Have Legal Representation During a Dispute Thanks to many laws like the Massachusetts Lemon Law used car sales are something you can get a lawyer involved with. Never hesitate to contact one. They can guide you through the pitfalls of getting proper compensation. When it comes to buying a used car, there is a lot of stress around it. The reason is that you never know if the car is really in shape they say it is. So make sure you understand the Lemon Law aspects above and never hesitate to get a lawyer on your side to help you achieve legal justice. The experts at Krohn & Moss, Ltd. Consumer Law Center® can help you get your...