When you buy a new motorcycle, it may be tempting to shop for the least expensive coverage; but this may not be the most economical choice in the long run. Reliable full-service agencies, such as Andy Woodward Insurance Agency, could provide better coverage and offer a range of benefits to save you money and trouble in the future. These include:
1. VEHICLE COVERAGE: When you buy a very low-cost Motorcycle Insurance Wichita KS insurers may be providing only the most basic coverage required by law. That could be very expensive if you have an accident, and discover that you are responsible for someone else’s medical bills or property damage. Andy Woodward’s professionals evaluate your insurance needs, explain why you need coverage, and make sure you are protected. In addition, they can get the best rates for you, and help you save with multi-vehicle insurance. Agents will insure your cars, trucks, RV, boat, and mobile home, among other things.
2. HOME INSURANCE: Full-service agencies provide property insurance. That means that, when you need Motorcycle Insurance Wichita KS professionals are often able to bundle it with your home owner’s coverage, and get you an affordable rate. If you rent, they may be able to discount your vehicle coverage when you have a home renter’s policy.
3. UMBRELLA COVERAGE: Some insurance policies have limitations that leave you liable; so agencies offer umbrella policies that cover these gaps. They may include homeowner’s liability, as well as protection against libel, slander, and units that you rent. You may be able to get additional coverage for injuries to other parties, such as guests in your home, or even for dog bites, when you pet harms someone on your property.
4. PERSONAL BUSINESS: The same agents who insure your home and vehicles can protect a business that you own. They specialize in writing custom commercial, Workers’ Compensation, commercial vehicle, and business umbrella policies. Agents will review your coverage regularly, and help you add and remove coverage as your needs change.
It is smart to consult a full-service insurance agency when you need coverage for a new motorcycle. These professionals can often save you money, by bundling coverage with your other vehicle or home insurance. In addition, you can depend on them for any other insurance needs, including commercial, property, renter’s, and umbrella coverage.
