Individuals often complain about the high cost of insurance for their vehicles. While this type of insurance can be expensive, there are various ways that individuals can save money when purchasing their auto policies. Read the information below to learn three ways that car owners can save money when purchasing Auto Insurance in Austin TX.
Raise Deductible Amounts
Individuals who have collision or comprehensive insurance and then file a claim have a set amount they have to spend upfront before the insurance pays. This set amount is known as a deductible and individuals who have a higher deductible amount will pay lower premiums each month.
Individuals who have an emergency fund set aside might want to consider raising their deductible amount if they can afford to, so they’ll have a lower insurance bill to pay. Individuals can speak with an auto insurance agent to find out the difference in their premium amount when they opt for a higher deductible.
Install Car Safety Features
It’s also possible for individuals to save money on their vehicle insurance when they install various safety features. A car alarm can keep thieves from stealing the vehicle, and car owners who have an alarm installed will be eligible for safety discounts.
Other car features that can save individuals money include anti-lock brakes, air bags, and automatic seat belts. Individuals should tell their insurance agent about any type of safety feature that’s on their vehicle.
Bundle Insurance Policies
Car owners who have more than one vehicle can save money if they have both vehicles insured by the same insurance company. This is known as a multiple vehicle discounts and individuals who own only one vehicle can also save money by bundling other types of insurance.
Individuals who have a homeowners or renters policy will be eligible for a discount when they also purchase Auto Insurance in Austin TX. This type of discount can often be substantial, and individuals will ultimately pay less for their car insurance.
Individuals in Austin who need affordable insurance for their vehicles can contact Perdue Insurance Group for reasonable rates. This locally owned company also provides homeowners, renters, life, motorcycle and contractor insurance policies.
