Chapter 13 in Salt Lake City is the form of bankruptcy that initiates a reorganization of your debts. This process enables you to include your debts into one claim and ultimately secure one monthly payment to eliminate debts. This claim consists of an itemized list of your debts complete with creditor’s names, account numbers, and the overall balance. Your attorney reviews the claim to determine accuracy and contacts your creditors on your behalf to prevent foreclosure, garnishment, and collection efforts. To hire an attorney to file a bankruptcy claim, call Lewis Adams and Associates.
Overall Debt Relief
Overall debt relief is achievable through a Chapter 13 bankruptcy claim. This formal solution to seriously delinquent debts provides you with an immediate answer to prevent litigation and other adverse actions by your creditors. Your attorney helps you with file this claim and prevent further fees associated with these accounts. While you are within bankruptcy, you do not incur any additional fees while the debts are within this reorganization method. You also eliminate some debts before bankruptcy when they are eligible for discharge.
Local Attorney
Lewis Adams provides you with effective legal representation for your bankruptcy claim. This attorney counsels you throughout this process to help you choose the correct option to achieve overall debt relief. In bankruptcy, you present the court with a list of your debts which include negative listings on your credit report. These claims allow you to bring your accounts up to date and prevent further charges. To learn more about the effectiveness of a Chapter 13 bankruptcy claim, contact Lewis Adams and Associates.
Summary
Chapter 13 in Salt Lake City presents you with the reorganization of debts that are seriously delinquent. By filing a bankruptcy claim, you prevent legal action against you by your creditors. This includes the initiation of foreclosure against your home, repossession of your automobile, and garnishment of your wages. It prevents your creditors from filing a lawsuit against you. Your attorney can assist you with preventive measures to stop these adverse situations. When you are ready to file a bankruptcy claim, call Lewis Adams and Associates.