The point of a workers’ compensation policy is to protect employees who are hurt on the job. Unfortunately, many workers are surprised to find out how difficult it can actually be to take advantage of these policies when they really need to. The good news is that this is where having an attorney on your side can really help you. If you have been hesitant to hire one or sincerely believe that you don’t need one, consider the following reasons why you may want to change your thinking on this matter sooner rather than later:
Fighting Against Injustices:
While your goal may be to be able to take care of your medical bills, both your employer and their insurer want to save as much money as possible. Consequently, some of them may resort to unscrupulous tactics like requiring you to see an independent medical expert hired by the insurance company who has been paid to deny your injury or state that your condition existed prior to the incident in question. They may also send you back to work too early, in which case you may end up having to forfeit your benefits. An attorney who understands benefits under workers’ compensation will be able to recognize these tactics and help you develop a strategy to overcome them.
Obtaining A Fair Settlement:
Do you have any idea of how much compensation you really deserve? If not, an attorney who has experience with helping people obtain benefits under workers’ compensation can help you figure it out. If your disability will be long-term or necessitate ongoing medical treatment, the settlement you deserve may be larger than you think. An attorney’s advice can help keep you from accepting a lowball settlement or leaving much-needed money on the table. They’ll prove you with a proper case evaluation that will help accurately determine the size of the settlement that you should be looking for.
While the federal government does require companies to protect their employees with worker’s compensation plans, the simple truth is that many workers are denied the very benefits that they are entitled to. Without the help of an attorney, it can become difficult to fight against this sort of injustice.
