When an individual is considered a high-risk driver, and committed several traffic violations, the court system can order the driver to have specialized insurance to operate a motor vehicle. SR22 insurance in Rockford is specifically designed for high-risk drivers and certifies other individuals on the road will be financially protected if they are involved in an accident with the driver. This type of insurance requires a form to be filled out by the insurance company and sent to the DMV to prove the driver is covered by the state’s minimum requirement for auto insurance.
Who Requires a Certification
- Individuals that were responsible for an auto accident and did not have insurance coverage to pay for the damages.
- Their licenses were revoked or suspended for violating traffic laws or causing an accident without insurance.
- People that have received multiple traffic tickets in within a short period of time.
- Individuals that make a serious moving violation will require SR22 insurance in Rockford before they can legally drive on the road again.
- Anyone that has been caught driving while intoxicated or driving under the influence is often ordered by the court to obtain an SR22 certification.
Do Not Delay in Obtaining Your Certification
When an individual has been ordered by the court to purchase SR22 insurance, they have a limited amount of time to obtain the coverage. A certification must be filed with the DMV by the insurance company to verify they are legally covered to operate a motor vehicle on the road. If the neglect to meet this deadline, it can risk or delay the chances of the person receiving their licenses back. Accurate Auto Insurance can assist by finding insurance coverage for the driver at a reasonable price and filing the certification with the DMV.