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Hiring Brownsville Movers: Insurance Options and Myths

Once you have decided to move the next thing you have to do is call the movers. Brownsville movers are usually on hand to give you as much help and information as you need to make the move easy on you. Some of the information you will have to consider when moving is insurance. You want to make sure that you have the right insurance for your move and in order to do that, you need to have the facts on your fingertips. To begin with, you will need to separate fact from myths.

Moving Insurance Options

There are several insurance options to consider when hiring Brownsville movers and you will need to select the option that works best for you.

* If you are moving from one state to the other you will need to consider insurance based on the inventory or every item that you have. Each single one will have been valued ahead of time and the amount affixed to each will be the amount of money it will cost you to replace the said item when you get to your new home. This type of insurance is considered to be the best because it gives very comprehensive cover.

* The second option is also used to cover your items as you move from one state to the other or from one country to another. Instead of having each one of your items valued separately, your items are valued as a whole or in lump sum. In order to be well covered you will be required to declare the value of your items in terms of weight and the figure you give should be exaggerated. If you have items of especially high value you will need to declare them separately and very specifically.

Myths about Moving Insurance

There are several myths that you will need to separate from facts:

* Your homeowners insurance does not extend to moving. It is encouraged to talk to your agent first just to be sure what is covered but often you find that they are covered as long as they are in your home. Once the Brownsville movers have them in their possession, they cease to be insured.

* Often the company that is moving you may cover you against damage or loss but the amount given is only a fraction of the value of the item in most cases. In addition, “acts of God” are often not covered.

Brownsville movers are a great resource. Knowing the options available for moving insurance is encouraged. In addition, you should know some of the myths that may affect your move.

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