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Reasons to Use an Independent Insurance Agency Jan16

Reasons to Use an Independent Insurance Agency...

Purchasing insurance can be a complicated process with all of the different options and costs. While there are many ways to buy insurance, you want to ensure you get the right coverage at the best possible price. You could research policies online, although there may be more of an advantage to go through an independent insurance agency. Licensed Professional Agents When deciding to go to an independent insurance agency for help on a policy, you can rest assured that you will be dealing with a licensed professional. Licensed insurance agency work to match your needs to your insurance policy, and they handle all transactions ethically because they are under legal obligations as professionals in the industry. You will find that independent insurance agencies can offer you many different plans from various insurers based on what you are looking for in a policy — looking for an insurance agency in Fort Myers? Contact us today as we are always happy to help. Help with Claims When you purchase insurance through an agency and need to file a claim, it helps to have a familiar voice on the other end of the line. A licensed agent will help you file claims and notify your insurer on your behalf. They are the experts when it comes to handling claims, and they will make the process as easy as possible. Personalized service is one of the best advantages of using an independent insurance agency. If you need an insurance agency in Fort Myers, contact us today at LCIQuotes.com. Be the first to...

Get a Policy Checkup From an Insurance Agency in Fort Myers Apr10

Get a Policy Checkup From an Insurance Agency in Fort Myers...

Even small adjustments can dramatically change the cost of an insurance premium. Anyone with a homeowner’s policy, business insurance, auto insurance, or any other policy should review the terms and costs of their contracts every year. The extra effort can save money and make certain that the coverage still matches the need. Mention New Acquisitions New electronic equipment at a business office, the installation of a solar water heater in a home, or accessories added to a vehicle can change replacement values. An older policy may not cover everything adequately. It may seem okay to some people to have the premium price stay the same. However, the happiness ends if a loss occurs and the insurance check is insufficient to replace what was lost. Discuss Life Changes Insurance rates can change based on many things. A discount on auto insurance is possible if someone on the policy joins the military, gets married, or reaches a certain age. Not all discounts happen automatically because not all of them show up when the Insurance Agency in Fort Myers researches the client. Job changes, new pets, or the establishment of a home business need to be addressed. Talk About Deductibles The size of the deductible greatly affects the premium price. Higher deductibles lower what the client pays for their insurance. Companies like Lee County Insurance Agency can help you to check over the deductibles to see if an increase is possible. Only raise deductibles when confidant a claim is unlikely. Also, make certain to keep deductible amounts at an affordable level or a claim could become a financial problem even with insurance. Drop Unnecessary Coverage Insurance needs tend to evolve as life changes. An auto club subscription may mean the charge for towing and roadside service on...